IRA Regulated
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TUMELO INSURANCE AGENCY IRA Registration No: IRA/05/50705/2018
Licensed & Regulated by IRA Kenya

Protecting What Matters Most With Clarity & Trust

Tumelo Insurance Agency combines decades of industry expertise with fast, digital policy delivery. From personal motor and health covers to complex corporate risk protection.

Quotes in 2 Mins

Instant digital processing

Digital Certificates

Issued within 30 mins

Dedicated Claims

Full advocate support

Fast Track

Need Quick Advice?

Connect directly with our senior underwriters for instant guidance.

Underwriters Available M-Pesa & Bank Transfer
Strategic Risk Management

Enterprise Risk Consulting Services

Empowering corporations, public institutions, and fast-growing enterprises with proactive risk governance, portfolio optimization, and resilient control frameworks.

Risk Assessment & Identification

Conduct comprehensive risk audits across operations, supply chains, physical assets, and financial lines.

Full Operations Audit

Policy & Coverage Analysis

Review existing insurance policies, limits, exclusions, and contract wording to spot gaps or overlaps.

Gap & Overlap Analysis

Loss Control & Mitigation

Design safety protocols, business continuity plans, and internal control frameworks to reduce the frequency and severity of losses.

BCP & Safety Protocols

Claims Management Support

Assist clients with claims registration, documentation, liability assessment, and settlement negotiations.

End-to-End Advocacy

Regulatory & Governance Compliance

Ensure alignment with corporate governance standards, statutory requirements, and industry frameworks (e.g., Enterprise Risk Management / ERM).

ERM Alignment

Board & Stakeholder Reporting

Present risk exposure data, metrics, and budget recommendations to executive leadership and boards of directors.

Executive Insights

Training & Capacity Building

Empower staff and risk committees through customized risk management workshops, safety drills, and policy education.

Workshops & Drills

Digital Risk Evaluation

Assess cybersecurity vulnerabilities, digital transaction risks, data protection liabilities, and system resilience.

Cyber & Tech Exposure
Instant Calculator

Calculate Your Estimate in Seconds

Get an instant rate indication before proceeding to formal policy issuance.

Estimated Annual Premium
KES 48,000

*Includes Training Levy & Stamp Duty estimations.

Our Products

All Your Insurance Covers in One Place

We partner with Kenya's leading IRA-regulated insurance companies to place your risk with top underwriters at competitive rates.

Motor Vehicle Insurance Cover in Kenya
Digital Cert in 30 Mins

Motor & Commercial Vehicle

Drive with total peace of mind. Comprehensive, Third-Party Only (TPO), commercial trucks, motorcycle, PSV, and tuk-tuk covers with fast claim processing.

Get Motor Quote
Health and Medical Insurance Policies
Individual & Group

Health & Medical Insurance

Protect your family and employees from unexpected medical bills. Covers inpatient, outpatient, maternity, dental, optical, and specialized care.

Explore Medical Plans
WIBA and Corporate Insurance Solutions
Business & Corporate

WIBA & Corporate Solutions

Statutory Work Injury Benefits Act (WIBA) compliance, Professional Indemnity, Fire & Perils, Goods in Transit, Burglary, and Performance Bonds.

Get Business Protection
Life Insurance and Last Expense Cover

Life & Last Expense Cover

Safeguard your family's financial stability, fund education plans, cover mortgage debt, and ensure dignified send-offs with swift payout turnaround.

Property and Home Protection Insurance

Property & Homeowner Protection

Cover private residential homes, rental buildings, warehouses, and industrial property against fire, floods, theft, and natural perils.

Travel and Marine Specialty Insurance

Travel, Marine & Specialty

International travel health insurance, COMESA Yellow Card for cross-border transit, Marine Cargo insurance, and Expat medical schemes.

Maryann W. Moturi

Maryann W. Moturi

Founder & Principal Officer

Qualification FIISA Fellow

Ins. Inst. of South Africa

Member AIIK & AKPIA

Ins. Institute of Kenya

Leadership

Backed by 20+ Years of Regional Risk Expertise

Maryann W. Moturi is an insurance professional with over 20 years of leadership experience spanning both the East African and Southern African risk management, reinsurance, and insurance broking sectors.

Throughout her career, Maryann has demonstrated a track record of operational excellence and business expansion. She previously served as Principal Officer and Acting General Manager at First Mutual Reinsurance Property & Casualty Ltd in Botswana.

Academic Background

B.Com (Accounting & Business Admin) – Daystar University

Professional Rigor

Fellow of II South Africa & Associate of II Kenya

Growth Blueprint

5-Year Strategic Roadmap (2026–2031)

Theme: "Agile Growth Through Digital Innovation & Customer Advocacy"

01

Digital Scale & Automation

Expand client acquisition channels via digital platforms including automated WhatsApp quoting, web portals, and mobile payment integrations.

02

Corporate & SME Market

Build a robust B2B portfolio focusing on statutory WIBA, Group Health, and tailored commercial packages for growing Kenyan enterprises.

03

Claims & Service Excellence

Establish an industry-leading claims advocacy unit ensuring end-to-end support from loss notification to final underwriter payout.

Strategic Targets Summary (2026–2031)

Metric Category Target Indicator 5-Year Goal
Operational Efficiency Average Quote Turnaround < 2 Minutes
Client Satisfaction Customer Policy Retention Rate ≥ 92%
Financial Growth Gross Written Premium Growth 25% YoY
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